What do you need to know about car insurance?

Auto insurance claim. A request for payment from your car insurer to cover vehicle repairs, injury treatment or other costs. Car insurance quotes. An estimate of how much a company will charge you for car insurance. Collision coverage. Pays to fix your vehicle if you cause a crash or have a one-car accident, such as hitting a tree.

What is a car insurance policy & how does it work?

Your auto insurance policy is an agreement between you and the insurance company. As long as you, the policyholder, continue to pay for coverage, the provider will cover the cost of injuries, vehicle repairs, and other types of property damage.

What does auto insurance cover?

Auto insurance provides coverage for: Basic personal auto insurance is mandated by most U.S. states, and laws vary. Auto insurance coverages are priced individually (a la carte) to let you customize coverage amounts to suit your exact needs and budget. Policies are generally issued for six-month or one-year timeframes and are renewable.